Construction Insurance Lawyer in
Miami, Florida

Insurance is not just an option if you are working in the construction industry. It’s a necessity. The risks are simply too high to disregard insurance coverage because unexpected losses, damages, or other problems can severely impact your business when they occur.

However, securing insurance coverage when such a need arises may present a plethora of challenges, ranging from unfair denials to delays in the payment of insurance benefits. Whatever challenges you are facing, our construction insurance lawyer in Miami, Florida, is here to help.

At Miguel A. Brizuela, P.A., our award-winning lawyer is focused on providing the highest quality representation to our clients. Our clients include developers and owners, contractors and subcontractors, material suppliers and manufacturers, architects and engineers, and anyone who operates in the construction industry.

Located in Miami, Florida, we serve clients throughout Southern Florida, including West Palm Beach and Fort Lauderdale.   

Insurance in the Construction Industry

The term “construction insurance” refers to a broad category of insurance policies that act as a safety net during construction projects. And, as anyone who has years of experience in the construction industry would tell you, many things could go wrong during a construction project.

Insurance policies are in place to provide protection to the insured when any covered events occur. These events may include but are not limited to: 

• Property damage 

• Bodily injury and death claims 

• Professional liability 

• Construction defects 

• Floods, mold, and contamination 

• Construction delays 

• Products liability 

Many states, including Florida, require various individuals and entities working in the construction industry to carry insurance. For example, Fla. Stat. § 627.441 makes it mandatory for all general contractors in the state to have a certain level of general liability insurance to maintain their license. 

With more than 15 years of experience interpreting and, where necessary, litigating insurance coverage issues for our clients in Southern Florida, we at Miguel A. Brizuela, P.A., are knowledgeable about the terms, conditions, and limitations of every imaginable insurance coverage in the construction industry.  

Why Hire Miguel A. Brizuela, P.A.? 

Having served as counsel for a diverse spectrum of clients in the construction industry, our lawyer at Miguel A. Brizuela, P.A., is able to provide comprehensive services, including:  

Reviewing Insurance Policies

For many individuals and entities working on construction projects, an insurance policy is just a formality. It’s just a piece of paper that sits on their desk. With this mentality, these individuals and entities often struggle to secure compensation due to their lack of knowledge of their policy’s contents.

If you are smart, however, you will always have an insurance policy reviewed by a lawyer before signing anything. At Miguel A. Brizuela, P.A., we will help you ensure that the insurance policy you purchase reflects the needs and scope of your construction project.  

Advising on Risk-Management Issues

The primary purpose of purchasing an insurance policy is to protect you from the financial risks associated with your specific construction project. Unfortunately, many people do not fully understand the risks they could face throughout their project.

We have more than 15 years of experience handling a wide range of complex insurance coverage disputes in the construction industry and are uniquely positioned to provide you with strategic advice regarding managing all possible risks with insurance policies.  

Dealing with Insurance Companies

As someone who purchases construction insurance, you are right to expect the insurance company to protect you and make sure you get all the benefits to which you are entitled. Unfortunately, insurers may sometimes fail to fulfill their obligations and can stand in the way of you getting what’s rightfully yours.

At Miguel A. Brizuela, P.A., it is our job to ensure that this doesn’t happen to you and that your legal rights are upheld when dealing with insurance companies.  

Maximizing Insurance Recoveries

Unfortunately, some kind of loss will inevitably occur during the construction process or years later after the project is complete. That’s because the construction process is inherently prone to risks, whether you like it or not. When such losses occur, our lawyer can help you implement a strategy so you do not settle for less than you deserve.  

Preparing for Litigation

While the vast majority of tort claims arising from construction disputes are settled outside of court, your case could still go to trial. Luckily, our construction insurance lawyer in Miami, Florida, has successfully litigated numerous construction cases in state and federal courts and can use his experience to your advantage should your case proceed to litigation.  

At Miguel A. Brizuela, P.A., we understand the importance of protecting your interests when carrying out construction projects, whether you are a developer, owner, contractor, subcontractor, supplier, or any other party involved in the project.  

Speak with a Construction Insurance Lawyer in Miami, Florida

Our team at Miguel A. Brizuela, P.A., works diligently to develop strategies that meet the needs and goals of each client. We are committed to delivering excellence and precision in every case we handle.

If you are ready to discuss your matter with our construction insurance lawyer in Miami, Florida, reach out to our office today and schedule your free consultation.